Purchasing or refinancing a home is one of the most significant financial transactions you'll undertake, and it’s crucial to ensure every detail is handled correctly. At Shipman Miranda Law Firm, we are committed to guiding you through the entire process, from residential purchase closings and mortgage refinancing to title searches, deeds, and construction loans. With extensive knowledge of South Carolina real estate law, our firm provides comprehensive legal support to help you achieve a smooth and successful closing, ensuring your investment is secure.
A South Carolina residential real estate attorney can assist you before and during various types of real estate closings, ensuring your transaction is smooth and complies with state laws. Whether you’re buying from an individual, investing in property, or refinancing, Susan Shipman Miranda provides legal assistance in:
Investor closings.
Mortgage refinancing.
Double closings (when you close on your home and then immediately close on the home you are purchasing).
Purchase contracts.
Deeds.
Second mortgages.
Equity line closings.
Title searches.
Construction loans.
Title insurance.
Mobile home closings.
In South Carolina, every real estate closing must be handled by an attorney. Whether it's a residential or commercial real estate transaction, all borrowers, purchasers, and sellers are entitled to representation by an attorney of their choosing.
A residential real estate transaction has many parts to it. Missing any part of the process could lead to costly mistakes at or after closing. A residential real estate attorney like Susan Shipman Miranda will ensure:
Your mortgage documents are in order, and you understand them.
The deed is correct, including how you hold the title.
The note is correct.
The closing statement accurately reflects your financial obligations.
You obtain title insurance for yourself. The mortgage company usually requires its own title insurance, which is a separate policy.
Attend the closing with you to ensure all documents related to the closing are properly signed, each party pays the proper closing costs, and the deed is properly transferred.
Once everything is completed at the end of closing, you will receive the keys to your new home.
Even if this isn't your first home purchase, you should always have a residential real estate attorney available throughout the transaction and present at the closing. Contact Susan Shipman Miranda at Shipman Miranda Law LLC for all your residential real estate needs.
We are here to help! Give us a call at 864.760.0221 or email us at info@smirandalaw.com. We look forward to hearing from you!
