Purchasing or refinancing a home is one of the most significant financial transactions you'll undertake, and it’s crucial to ensure every detail is handled correctly. At Shipman Miranda Law Firm, we are committed to guiding you through the entire process, from residential purchase closings and mortgage refinancing to title searches, deeds, and construction loans. With extensive knowledge of South Carolina real estate law, our firm provides comprehensive legal support to help you achieve a smooth and successful closing, ensuring your investment is secure.
Depending on who you are buying from or what you plan on doing with the property, a South Carolina residential real estate attorney can help before and during various types of closings, including:
Investor closings.
Mortgage refinancing.
Double closings (when you close on your home and then immediately close on the home you are purchasing).
Purchase contracts.
Deeds.
Second mortgages.
Equity line closings.
Title searches.
Construction loans.
Title insurance.
Mobile home closings.
Every real estate closing in South Carolina must be handled by an attorney, regardless of whether a commercial or residential property is involved. All borrowers, purchasers, and sellers are entitled to be represented in the transaction by the attorney of their own choosing.
A residential real estate transaction has many parts to it. It is easy to miss part of it, which could end up costing you thousands at closing or after closing. A residential real estate lawyer will ensure that:
Your mortgage documents are in order, and you understand them.
The deed is correct, including how you hold title.
The note is correct.
The closing statement accurately reflects your financial obligations.
You obtain title insurance for yourself. The mortgage company usually requires its own title insurance, which is a separate policy.
Attend the closing with you to ensure all documents related to the closing are properly signed, each party pays the proper closing costs, and the deed is properly transferred.
Once everything is completed at the end of closing, you will receive the keys to your new home.
Even if this isn't your first home purchase, you should always have a residential real estate attorney available throughout the transaction and present at the closing. Contact Susan Shipman Miranda at Shipman Miranda Law LLC for all your residential real estate needs.
We are here to help! Give us a call at 864.760.0221 or email us at info@smirandalaw.com. We look forward to hearing from you!
